Most small businesses can't afford a full-time CFO — but they still face the same decisions: hiring, growth, structure, cash flow, risk. Haven Ridge fills that gap with strategic advisory that keeps you financially confident in every room you walk into.
Schedule a Free ConsultationRunning a business means making financial decisions constantly. We help you make them with confidence — not guesswork.
An accountant files your taxes. A bookkeeper records your transactions. An advisor helps you understand what your financial data means — and what to do about it. That's what Haven Ridge provides in every engagement.
We sit down with your numbers and translate them into direction: where your margins are compressing, where cash flow risk is building, whether your pricing supports your growth goals, and what financial decisions are coming that you should be planning for now.
Start a Conversation13-week rolling cash flow forecasts and annual projections that tell you when money gets tight before it actually does — and how to prepare.
LLC, S-Corp, sole proprietor — the right structure reduces self-employment tax, protects assets, and positions you for growth. We help you decide and implement.
Thinking about hiring, expanding, acquiring, or taking on debt? We build the financial case — or the caution — before you commit.
We define the metrics that actually matter for your business type and build a monthly review process around them so you're always tracking against goals.
Which clients, products, or services are actually making you money? Margin analysis at the job or product level reveals where to focus — and where to stop.
Payroll errors are expensive — in penalties, in employee trust, and in time. We handle the full payroll cycle so it's accurate, on-time, and fully compliant without you touching a single form.
We use Gusto as our payroll platform — modern, reliable, and integrates directly with QuickBooks Online for seamless accounting continuity.
Payroll isn't where you cut corners. One missed filing can create a cascade of penalties that take months to resolve. We get it right from day one.
Most financial reports get filed and forgotten because they're not built for the person reading them. Ours are. Every report is designed to answer a specific question about your business.
Delivered by the 15th of each month — your standard financial position in a format you can share with partners, lenders, or keep for your own decision-making.
A deeper dive into performance trends, budget vs. actual, and forward-looking guidance — the report you use to make decisions, not just understand the past.
For clients who want to track the metrics that drive their specific business — beyond standard accounting outputs.
CFO-level thinking without CFO-level cost — that's the advisory model we've built.
| Capability | Part-Time CFO | Haven Ridge Advisory |
|---|---|---|
| Monthly financial review | ✓ | ✓ |
| Cash flow forecasting | ✓ | ✓ |
| Growth decision support | ✓ | ✓ |
| Tax strategy integration | Usually separate | Fully integrated |
| Bookkeeping included | Usually separate | Fully integrated |
| Monthly cost | $3,000 – $8,000+ | $400 – $1,200 |
| Availability | Limited hours | Year-round, responsive |
Schedule a free consultation and find out what advisory actually looks like when it's built around your business — not a template.